< Home  
  Personal Accident  
  Pet - brand new!  
       Annual TravelSurance 3.0  
       iTravel Plus (Annual) - Online  
       iTravel Plus (Single Trip) - Online  
       TravelSurance 6.0  
  iTravel Plus (Single Trip)  

Online Application




Make a Claim



Contact Us

(852) 3122 6922

(852) 2969 4600


Plan Highlights 
Product Coverage 
Major Exclusions 

 Apply Online to Enjoy 45% Premium Discount!

Every HK$3 net premium spent = Earn 2 Asia Miles
Offer period: Now to 29 Nov 2018



Product Features

  • Newly-added Optional Benefit
    • Increase personal baggage sub-limit for all sports equipment up to HK$10,000
    • Cover the actual expense up to HK$1,000 for rental of sports equipment due to check-in baggage delayed more than 12 hours
    • Rental Vehicle Excess Extension up to HK$10,000
    • Cover additional accommodation expenses up to HK$1,000 for one pet charged by the licensed kennel/cattery or pet hotel if You are unable to collect your dog/cat
  • Black Travel Alert benefits for accommodation and transportation expenses
  • Covers Amateur Dangerous Sports4 e.g. hot-air ballooning, scuba diving, winter sports, water skiing, rafting, sailing, windsurfing, bungee jumping and horse riding at no extra cost
  • Reimburses Rental Vehicle Excess up to HK$5,000
  • Additional transport and/ or accommodation expenses incurred for Trip Rearrangement, up to HK$7,500
  • Cover for Trip Cancellation up to HK$50,000 of unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, concert or theme park etc.) due to an over 24-hour delay in departure from Hong Kong caused by:
    • Adverse weather
    • Natural disaster
    • Strike, Riot or Industrial action
    • Mechanical and/or electrical breakdown
    • Terrorism Extension6 cover up to HK$3,000,000 per person for accidental death/permanent total disablement, bodily injury, medical expenses and Worldwide Travel Assistance Services
    • Accidental Death or Permanent Total Disablement (including Major Burns) cover up to HK$1,000,0001,2,3
    • Double Indemnity5 for Personal Accident cover on public common carrier up to HK$2,000,000
    • HK$50,000 Advance Cash Relief Payment for Accidental Death
  • Covers expenses on Overseas Medical Treatment up to HK$1,000,0002,3 and Follow Up Medical Treatment in Hong Kong up to HK$50,000 for maximum 90 days (including Registered Chinese Medical Practitioners’ fee E.g. Bonesetter treatment)
  • Worldwide Travel Assistance Service including medical evacuation & repatriation, children escort arrangements services for unexpected return to Hong Kong etc.

Important Notes:
  1. The maximum indemnity under Personal Accident Section for the Insured Person who is under 18 years of age will be limited to HK$250,000.
  2. The maximum indemnity under Personal Accident and Medical Expenses Sections for an Insured Person who is over 70 years of age will be limited to only 25% of maximum indemnity.
  3. For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the Insured Persons who are under 18 years of age.
  4. The Amateur Dangerous Sports Extension under Personal Accident Section and Medical Expenses Section will not be available to those Insured Persons who are over 70 years of age at the time of an accident.
  5. The Double Indemnity benefit under Personal Accident Section will not be available to those Insured Persons who are under 18 or over 70 years of age at the time of an accident.
  6. Any wars or act of terrorism involved in the use of biological, chemical agents or nuclear devices are excluded.
  7. There is no minimum age limit for this plan. Maximum age limit is 85.
  8. Family Plan is only applicable to a legally married couple and any number of your child(ren) under 18 years of age (Child(ren) under 12 years of age must be accompanied by a parent or a guardian in the insured trip).
  9. Maximum days per trip is 182 days. Each trip should be commenced in Hong Kong and the application of this policy should be completed before your trip commence.
  10. iTravel Plus (Single Trip) is only available for online purchase.
  11. Collection of Levy on Insurance Premium : Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy.


In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.


All Rights Reserved. Copyright © 2013 MSIG Hong Kong