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  • Strike or industrial action, riot, adverse weather conditions or natural disaster which has commenced or has been announced before the date of applying for this insurance
  • Any sport in a professional capacity or you could earn income from engaging in such sport
  • Organised sports, mountaineering, speed or endurance tests, parachuting, trekking or hiking at an altitude of over 5,000 meters above sea-level, scuba diving to a depth greater than 30 meters below sea-level or other hazardous pursuits or occupations
  • Flying activities other than as a fare-paying passenger on a regular scheduled airline or licensed chartered aircraft
  • Breakage of sports equipment while in use
  • Damage to any brittle or fragile items
  • Loss of or damage to any pager, mobile phone, tablet computer or portable telecommunication equipment , aerial device (including aerial photography equipment) or any of its accessories
  • Any loss not reported within 24 hours of discovery to and You have failed to obtain a report from local police or airline or other carrier who had custody of the baggage and/or may be responsible for the loss
  • Unlawful acts by you or any person acting on behalf of you
  • Any wars or act of terrorism involved in the use of biological, chemical agents or nuclear devices
  • Nuclear weapons and radiations

 

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail.
        
   
 
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